:root{--color-primary: #0d2b3e;--color-primary-light: #1a4a6b;--color-accent: #1a6b6b;--color-cta: #d4843a;--color-cta-hover: #b8702e;--color-cta-text: #ffffff;--color-text: #1a1a2e;--color-text-light: #4a4a5e;--color-bg: #ffffff;--color-bg-alt: #f4f6f9;--color-bg-light: #f8f9fb;--color-bg-primary: #0d2b3e;--color-border: #dee2e6;--color-border-light: #e9ecef;--color-success: #2d7a4f;--color-warning: #d4843a;--color-error: #c0392b;--color-notice: #856404;--color-notice-bg: #fff3cd;--color-info: #0c5460;--color-info-bg: #d1ecf1;--font-sans: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--space-xs: .25rem;--space-sm: .5rem;--space-md: 1rem;--space-lg: 1.5rem;--space-xl: 2rem;--space-2xl: 3rem;--space-3xl: 4rem;--space-4xl: 6rem;--radius-sm: 4px;--radius-md: 8px;--radius-lg: 12px;--shadow-sm: 0 1px 3px rgba(0,0,0,.08);--shadow-md: 0 4px 12px rgba(0,0,0,.1);--shadow-lg: 0 8px 24px rgba(0,0,0,.12);--container-max: 1200px;--container-narrow: 860px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-sans);font-size:1rem;line-height:1.6;color:var(--color-text);background:var(--color-bg);-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--color-accent);text-decoration:underline;text-underline-offset:2px;transition:color .2s}a:hover{color:var(--color-primary-light)}.container{width:100%;max-width:var(--container-max);margin:0 auto;padding:0 var(--space-lg)}.container--narrow{max-width:var(--container-narrow)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}.section{padding:var(--space-4xl) 0}.section--light{background:var(--color-bg-alt)}.section--primary{background:var(--color-bg-primary);color:#fff}.section--gradient{background:linear-gradient(135deg,var(--color-primary) 0%,var(--color-accent) 100%);color:#fff}.section--primary a,.section--gradient a{color:#fff}.section__header{text-align:center;max-width:700px;margin:0 auto var(--space-3xl)}.section__eyebrow{display:inline-block;font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--color-cta);margin-bottom:var(--space-sm)}.section__title{font-size:2rem;font-weight:700;line-height:1.25;margin-bottom:var(--space-md);color:var(--color-primary)}.section--primary .section__title,.section--gradient .section__title{color:#fff}.section__subtitle{font-size:1.1rem;color:var(--color-text-light);line-height:1.6}.section--primary .section__subtitle,.section--gradient .section__subtitle{color:#ffffffd9}.page-hero{padding:var(--space-4xl) 0 var(--space-3xl);background:var(--color-bg-alt);text-align:center}.page-hero__eyebrow{display:inline-block;font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--color-cta);margin-bottom:var(--space-sm)}.page-hero__title{font-size:2.25rem;font-weight:700;line-height:1.2;color:var(--color-primary);margin-bottom:var(--space-md)}.page-hero__subtitle{font-size:1.1rem;color:var(--color-text-light);max-width:700px;margin:0 auto;line-height:1.6}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-sm);padding:.75rem 1.5rem;font-size:1rem;font-weight:600;border:2px solid transparent;border-radius:var(--radius-md);cursor:pointer;text-decoration:none;line-height:1.4;transition:background .2s,border-color .2s,color .2s,box-shadow .2s;white-space:nowrap}.btn:focus-visible{outline:3px solid var(--color-accent);outline-offset:2px}.btn--primary{background:var(--color-cta);color:var(--color-cta-text);border-color:var(--color-cta)}.btn--primary:hover{background:var(--color-cta-hover);border-color:var(--color-cta-hover)}.btn--secondary{background:transparent;color:var(--color-primary);border-color:var(--color-primary)}.btn--secondary:hover{background:var(--color-primary);color:#fff}.btn--large{padding:1rem 2rem;font-size:1.1rem}.btn--full{width:100%}.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--space-xl);margin-top:var(--space-2xl)}.card{background:#fff;border-radius:var(--radius-lg);padding:var(--space-xl);box-shadow:var(--shadow-sm);border:1px solid var(--color-border-light);transition:box-shadow .2s,transform 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0;border-radius:20px}.comparison-card__badge--primary{background:var(--color-primary)}.comparison-card__badge--accent{background:var(--color-accent)}.comparison-card__badge--cta{background:var(--color-cta)}.comparison-card__body{padding:var(--space-lg)}.comparison-card__title{font-size:1.2rem;font-weight:700;color:var(--color-primary);margin-bottom:var(--space-md)}.comparison-card__list{list-style:none;padding:0}.comparison-card__list li{position:relative;padding-left:1.5rem;margin-bottom:var(--space-sm);font-size:.93rem;color:var(--color-text-light);line-height:1.5}.comparison-card__list li:before{content:"✓";position:absolute;left:0;color:var(--color-success);font-weight:700}.process{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--space-xl);margin-top:var(--space-2xl)}.process-step{text-align:center;padding:var(--space-xl)}.process-step__number{display:flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;background:var(--color-cta);color:#fff;font-size:1.5rem;font-weight:700;margin:0 auto var(--space-md)}.process-step__title{font-size:1.05rem;font-weight:700;margin-bottom:var(--space-sm)}.section--primary .process-step__title,.section--gradient .process-step__title{color:#fff}.process-step__text{font-size:.9rem;color:var(--color-text-light);line-height:1.6}.section--primary .process-step__text,.section--gradient .process-step__text{color:#ffffffd9}.cta-section{text-align:center;padding:var(--space-4xl) var(--space-lg);background:linear-gradient(135deg,var(--color-primary) 0%,var(--color-accent) 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rgba(255,255,255,.15);padding-top:var(--space-xl);text-align:center;font-size:.8rem;opacity:.6}@media(max-width:768px){.footer__grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:480px){.footer__grid{grid-template-columns:1fr}}.faq-list{max-width:800px;margin:var(--space-2xl) auto 0}.faq-item{border-bottom:1px solid var(--color-border-light)}.faq-question{display:flex;justify-content:space-between;align-items:center;width:100%;padding:var(--space-lg) 0;font-size:1.05rem;font-weight:600;color:var(--color-primary);background:none;border:none;cursor:pointer;text-align:left;line-height:1.4}.faq-question:after{content:"+";font-size:1.5rem;font-weight:300;margin-left:var(--space-md);flex-shrink:0;transition:transform .2s}.faq-question[aria-expanded=true]:after{content:"−"}.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}.faq-question[aria-expanded=true]+.faq-answer{max-height:1000px}.faq-answer__inner{padding:0 0 var(--space-lg)}.faq-answer p{font-size:.95rem;color:var(--color-text-light);line-height:1.7;margin-bottom:var(--space-sm)}@media(max-width:900px){.home-hero__inner{grid-template-columns:1fr}.home-hero__title{font-size:1.75rem}.home-hero__content{padding-top:0}}@media(max-width:768px){:root{--space-4xl:3rem;--space-3xl:2rem}.section__title{font-size:1.5rem}.page-hero__title{font-size:1.75rem}.cards-grid,.comparison-grid,.process{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}}.hidden{display:none!important}@media print{.site-header,.site-footer,.form-card{display:none}}